Showing posts with label Debt. Show all posts
Showing posts with label Debt. Show all posts

Wednesday, April 28, 2010

Oh Bodyline, How I Love Thee....And How You Save Me Money!

  Whenever I want to buy new cute things to wear I hop on over to Bodyline to pretend shop.  I have next to no money (due to the debt in the above banner) and cannot afford to buy new clothes whenever I want.  To make me feel a little better I go and pretend that I am shopping.  I look at the new items, add the stuff I want to my cart, and that is it.  I don't check out.  I don't pay.  I don't worry about shipping.  This allows me to daydream and get the urge to shop for new JSK's and skirts.  I don't spend a cent and feel better.  Here is what was in my pretend shopping cart today.
  So, when ever you are in a spending mood and want new dresses and boots but don't have the money try pretend shopping.  You actually feel really good about yourself and proud after that you didn't give into temptation and spend money that you didn't have or couldn't afford to spend.

Saturday, January 16, 2010

Just add it to the rest.....

  I took my adorable new kitty (Eirwyn) to the vet for a general health check up.  She is not very healthy as it turns out.  She needs to have all of the back teeth taken out.  She is 4 years old and lived on the mean streets before we adopted her.  Not getting and proper nutrition and zero vet care, her teeth are rotting and very unhappy.
  The vet did an estimate and the surgery will be between $1,100 to $1,400.  So, it's just a little more debt that I need to pay off.  Commence the sewing and jewelry making.

Wednesday, January 6, 2010

You have to start sometime....

     So, heres the deal.  I am 26, married, and in massive debt.  Not just a little debt that can be paid off with a few extra shifts at work but a real and very scary amount of money.
      I went to The Art Institute of Philadelphia for 3 years and got my Bachelors in Fashion Design.  I have always wanted to be a fashion designer since the age of 4 or so.  My mother made me a hideous orange dress for my Barbie and gave it to me after 15 minutes of sewing.  I knew immeiately that I could design and make dresses far beter than that and I did just that.  I made oodles of Barbie dresses by hand for years.  Soon Barbie dresses turned into Prom dresses in my teens and in my 20's, my own clothes. 
     After 3 years of school I gained the knowledge and the skills to make my own designs, illustrate them, drape and draft the patters, sew, and finish garments.  Along with these skills and knowledge I also gained my debt.  Living in Philadelphia meant I had lots of expenses so I have 2 credit cards that are maxed out. 
     Now it is one year later and I owe alot of money.  I owe Visa, Amex, Sallie Mae (student Loans), and Dept. of Education Loans.  My day job pays for gas in my car and my Sallie Mae student loans.  I have been living like this for about 6 months.  Something has to change.
     This blog will track my debt, my designs (illustrated to completed), and  possibly more.  I don't want to live paycheck to paycheck and cringe everytime I think about money.  I have the skills and passion to get my self out of debt so I just have to apply myslef.
     I hope to post several sketches a week and complete one garment a week, along with jewely and accessories.  Pictures, sketches, and thoughts will be posted i'm hopeing almost daily.
     Thanks for reading and taking an interest.
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